Payoneer Resumed Services in India – Offering $50 Bonus [Signup]

Payoneer, which is a popular online money transfer service has resumed their services in IN, after shutting down their operation in India for years. Payoneer used to be one great alternative to PayPal back in the days, as it used to offer Debit card, which can be used for taking out cash from the ATM.
This time, they have resumed service in India again, with certain limitations as imposed by RBI. Even though, the service is still lucrative, as it makes it easier for Indian bloggers & Freelancers to receive payment with fewer transaction fees than Paypal.
Note: You can’t receive payment from Everyone, as Payoneer let you accept Payment in India only from companies which are in their whitelist.


I contacted their customer support with query:
Hey Team
One of my client who is an advertiser on my site is not on your white list. Can I provide him with my U.S bank service number, and he can transfer the money using ACH or Wire transfer??
And the response I got was:
Payoneer India Payment Rule

What is Payoneer & how it works?

When you signup for Payoneer, it offers you US and EU Payment Service bank details, you can use it to receive payment directly to your Payoneer account. Every day, Payoneer will directly deposit this amount into your local bank account. You can use Payoneer for ACH transfers in the US or SEPA transfers in the EU.

Whenever you have to receive payment from any U.S. Client or European client, you can share your unique U.S or U.K. payment service detail (You will get this detail inside your Payoneer account) to receive payment.

When you use Payoneer over PayPal to receive payment, you will save on Forex conversion & transaction fees. Blogger Chitraparna highlighted that she was able tosave about $5 when using Payoneer to receive payment instead of PayPal. (See below screenshot)
Payoneer vs PayPal India
I wouldn’t say Payoneer as the perfect Paypal alternative, but it’s a great way to receive payment from various companies that are popular among Indian freelancers & bloggers. The biggest benefit is; you will save a notable amount in the transaction.
Note: Payoneer charges $3 for every payment transfer to your bank account. So it’sadvisable to use it only for bigger transaction (Great than $75)


Payoneer Dashboard
My recommendation is for Indian Bloggers, Affiliate Marketers & freelancers to start using Payoneer where ever possible instead of PayPal. You will save a lot in currency conversion & transaction fees. Here are some of the services that you can use for Payoneer:
  • Infolinks
  • 99 designs
  • Amazon.com
  • Truelancer
  • Clickbank
  • Depositphotos
  • CPAlead
  • eBay
  • Elance
  • GetttyImages
  • GroupOn
  • Odesk Corporation
  • People Per Hour
  • PropellerAds
  • Prosperent
  • SEDO
  • ValueClick
The signup process is simple, and you need to provide your bank details to receive payment as the time of sign-up. Approval can take up to 24 hours, and once approved you can get your U.S & U.K Payment service details.

Get Bonus $25 When you do your first $100 transaction:

Here you got one more reason to start using Payoneer. When you signup for Payoneer & use it for $100 transaction (Send or recieve), you will get a bonus of $25 just for using it. This is part of their launch promotion, and I find it lucrative enough for anyone.
Indian bloggers can take advantage of their referral program, as they offer $50 referral bonus when your referred user complete their first $100 transaction
Payoneer India limit:
  • Limit of INR 5,00,000 per single transaction
  • Daily Payoneer to Bank transfer limit is 5,00,000
  • Monthly transaction limit INR 2,500,000
Time-saving Tip: Save your U.S or Europe payment service locally using Evernote or any note taking app. This way, you don’t have to login to Payoneer every time to get the details.

It’s good to see Payoneer service back in India, though I’m waiting for the day when Indian government will remove all the restrictions on services like Payoneer, PayPal, which will empower users like you and me to grow our online business in better way..

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